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LIVELISTINGS |
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Cheap life insurance quote: If you have a site relating to this topic and would like to see it featured here then please email sales@livelistings.co.uk If you look at things logically then there is no such animal as a cheap life insurance policy because unless it matures within your lifetime then you will have passed away by the time the insurer pays out, sad but true. Looking at it that way then you are paying a monthly fee to an insurance company for something which can only be of benefit to someone else, possibly your wife, husband, children etc, or to cover a mortgage or other debt. Otherwise, what's the point? A cheap insurance quote is a relative term because only the young are eligible for really cheap insurance and even then they have to be in good health. Smoke? Ooops, that's another black mark. Suffer from epilepsy or have had an HIV test for whatever reason and your premium is loaded for all time. At least if you are a smoker you can apply for a reduction in your monthly premium once you can prove you have been smoke free for 12 months, but if you declare being a smoker then the initial quote will be higher than for a none smoker. Insurers have us all by the short and curlies and there are so many clauses in the policy small print that you begin to wonder if you are covered after all, something that you may never find out becaause you will be in the afterlife by then. To get the best cheap life insurance quote you really need to talk to someone who is qualified to dispense professional advice - not a "Compare" website but a real human being. By all means get your cheap quote online but make sure when you are filling in the forms with different insurers that you give them all the same details so that they can quote you like for like. |
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