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Cheap female car insurance: Cheaper than for the male of the species. Now just why should a female be able to have cheap or cheaper car insurance than her male counterpart? Outwardly it sounds rather unfair, but when you take the facts of the matter into consideration it makes eminently good sense. And the reason(s)? Well our female drivers cost insurance companies much less in claims than do males of the same age and status. Simple as that, it all boils down to cost. Risk = cost as far as insurers are concerned. Female drivers are less likely to take the same risks when out on the open road than do males, especially young males under the age of 25, of whom the medical scientists say: "The male brain doesn't fully develop in terms of seeing danger until the age of 25", or words to that effect. So that explains it then. That explains why young lads do such crazy things with their cars which automatically put them (and all other young males) out of the running for cheap car insurance. Of course the insurance industry has a plethora of companies who have policies on offer for Cheap female car insurance - at the moment! But all this could change in the near future as insurers are now finding that you ladies are becoming a greater risk - having more and more accidents generally, and drinking far more than females used to do, insurers are having to re-think what affects female car insurance premiums. All this points to the system changing to PPM sometime soon. PPM stands for Pay Per Mile, and many insurers are beginning to take the view that the future of car insurance lies in PPM (Pay Per Mile)schemes. This would involve having a small GPS transmitter box fitted to your car(who pays for this has yet to be decided) which transmits your location, the speed you're travelling, the date and time. The idea is to have off peak hours where it is cheaper to drive and busy roads will be deemed higher risk therefore more expensive. There are many arguments for and against this system, we've detailed some of the arguments below. By providing our readers with as much information as possible, we hope they are able to make an informed decision about their cheap female car insurance - while it lasts!

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