LIVELISTINGS UK TV & Directory Listings

TV Listings   Automotive   Clothing   Insurance    Insurance home    Best contents insurance    Best house insurance   boat insurance   Vehicle insurance    Cheap car insurance    Car insurance for women    Motor insurance    Minibus insurance    Cheap motorcycle insurance    Static caravan insurance    Cheap student car insurance    Young driver's car insurance    Car insurance for young female drivers    Breakdown insurance    Cheap car insurance quote    Cheap caravan insurance    Cheap vehicle insurance    Motorhome insurance     Campervan insurance    Group 4 Insurance    Car traders insurance    New driver insurance    Pay monthly car insurance    Insurance young drivers    cheap female car insurance    Car third party insurance    Classic car insurance    insurance group - fiestas    temporary car cover   Travel insurance   Personal insurance   Critical illness   Finance   Home and Garden   Travel   Business   Property   Healthcare   Leisure   Short breaks   Jewellery   Flowers   Internet   Weddings   Contact us   About   Featured sites   Miscellaneous   Sitemap    Sitemap    Sitemap2    Sitemap3    Sitemap4    Sitemap5

Low insurance premiums for insurance group 4 car owners The first thing to remember is that insurance group ratings are purely advisory in that cars are placed in one of twenty "insurance groups" by the Group Rating Panel, which bases groupings primarily on research conducted by the Motor Insurance Repair Research Centre (Thatcham), but not every insurer uses the groups advised by the Panel, but instead choose their own ratings. The factors used to calculate group ratings are quite simple and depend mainly on the following: damage and parts costs; repair times; value; availability of body shells; performance; and security - all of which is to do with the car, not the driver! Whichever set of criteria an insurer works to, you'll typically find that cars in lower insurance groups attract a lower premium whilst cars in higher insurance groups attract a higher premium, usually because they are high performance models or prestige cars that have high repair or replacement costs, so if your car is in insurance group 4 you can expect to pay a low premium - provided your own driving credentials don't prevent that. As we have said above, insurance group ratings are purely advisory, and are used by lots motor insurers as just one of the many input factors in calculating premiums. As such, they can provide a useful indicator of the likely relative cost of insuring a particular vehicle. That being the case, insurers do not have to follow the advisory group ratings and the full cost of insurance will depend entirely on the age and status of the policy holder in addition to the insurance group rating of 4 or whatever.

TV Listings  | Automotive | Clothing | Insurance | Finance | Home and Garden | Travel | Miscellaneous | Business | Property | Healthcare | Leisure | Jewellery | Flowers | Sitemap page 1 | Sitemap page 2 | Sitemap page 3 | Sitemap page 4 | Sitemap page 5 | Privacy policy | Home page